Disaster Management in India: NDMA, DM Act 2005, NDRF, Seismic Zones & Sendai Framework (Complete Guide)

DISASTER MANAGEMENT IN INDIA: DM ACT 2005, THREE-TIER STRUCTURE (NDMA, SDMA, DDMA), NDRF, BIS SEISMIC ZONES, CYCLONE EARLY WARNINGS & SENDAI FRAMEWORK (COMPLETE EXAM GUIDE)

Chapter 1

INTRODUCTION: WHY INDIA IS ONE OF THE MOST DISASTER-PRONE NATIONS

India occupies only 2.4% of the world's land area but is home to 18% of the world's population — and nearly every part of this population lives under the shadow of at least one natural hazard:

Before 2005, India had no dedicated disaster management law. Relief operations were governed by the Bengal Relief Manual (colonial era) and fragmented state-level Acts. Disaster management was purely reactive — centered on post-disaster cash relief and ex-gratia payments. The catastrophic 2001 Bhuj Earthquake (Gujarat) — 20,000+ deaths and the 2004 Indian Ocean Tsunami — 10,000+ deaths in India alone forced a fundamental shift in national policy.

The result: the landmark Disaster Management Act, 2005 — enacted on 23rd December 2005 — which transformed India's approach from reactive relief to proactive Disaster Risk Reduction (DRR) through a statutory three-tier governance structure backed by dedicated funds and a trained professional force (NDRF).

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Chapter 2

THE DISASTER MANAGEMENT ACT, 2005: KEY PROVISIONS

The DM Act 2005 has 79 Sections divided across XI Chapters. Key provisions include:

SectionProvision
Section 3Establishes National Disaster Management Authority (NDMA)
Section 14Establishes State Disaster Management Authority (SDMA)
Section 25Establishes District Disaster Management Authority (DDMA)
Section 35Mandates National Disaster Management Plan (NDMP) preparation by NEC
Section 44Creates National Disaster Response Force (NDRF)
Section 46Establishes National Disaster Response Fund (NDRF Fund)
Section 47Establishes National Disaster Mitigation Fund (NDMF)
Section 48Mandates State Disaster Response Fund (SDRF) and State Disaster Mitigation Fund (SDMF)

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Chapter 3

THREE-TIER GOVERNANCE ARCHITECTURE

Chapter 4

# TIER 1 — National Level: National Disaster Management Authority (NDMA)

FeatureDetail
ChairpersonPrime Minister of India (ex-officio)
Vice ChairpersonA person nominated by PM (usually Cabinet rank)
MembersUp to 9 members nominated by PM
Tenure5 years, or until age 72 (whichever earlier)
FunctionsLay down national policies & guidelines; approve NDMP; coordinate & monitor national DM across all 27 central ministries
Key Executive OrganNational Executive Committee (NEC) — chaired by Union Home Secretary — assists NDMA in discharge of its functions and prepares the NDMP

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Chapter 5

# TIER 2 — State Level: State Disaster Management Authority (SDMA)

FeatureDetail
ChairpersonChief Minister of the State (ex-officio)
Vice ChairpersonNominated by CM
MembersUp to 9 members nominated by CM
FunctionsApprove State DM Plan; coordinate all DM activities within state; recommend SDRF allocation; lay down guidelines for state agencies
Executive OrganState Executive Committee (SEC) — chaired by Chief Secretary of the State

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Chapter 6

# TIER 3 — District Level: District Disaster Management Authority (DDMA)

FeatureDetail
ChairpersonDistrict Magistrate (DM) / Collector (ex-officio)
Co-ChairpersonElected Zila Parishad President (key democratic element — ensures community representation)
MembersSuperintendent of Police (SP), Chief Medical Officer (CMO), District Planning Officer
FunctionsPrimary field-level execution; prepare District Disaster Management Plan (DDMP); maintain disaster resource inventories; conduct community mock drills

Critical Exam Distinction: DDMA is unique because it has a statutory elected representative (Zila Parishad President) as Co-Chair — linking professional administration with democratic local governance.

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Chapter 7

NATIONAL DISASTER RESPONSE FORCE (NDRF): INDIA'S SPECIALIZED RESCUE FORCE

Chapter 8

# Legal Basis & Structure:

Chapter 9

1. Urban Search & Rescue (USAR) — collapse structure rescue with acoustic victims locators

Chapter 10

2. Flood rescue with motorized rubber boats and flood rescue suits

Chapter 11

3. CBRN (Chemical, Biological, Radiological, Nuclear) emergency response with Hazmat suits

Chapter 12

4. Medical first response and community triage

Chapter 13

5. Canine (dog) search squads for locating buried survivors under rubble

Chapter 14

# NDRF International Humanitarian Operations:

Chapter 15

# Aapda Mitra Scheme:

NDMA's community volunteer program training 1 Lakh+ Aapda Mitras across 350+ disaster-prone districts. Each volunteer receives a standardized Emergency Kit (life jacket, torch, first aid, ropes) and personal accident insurance.

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Chapter 16

DISASTER RISK FINANCING: NDRF FUND & SDRF FUND

Understanding the financial architecture is critical for exams:

Disaster Financing Architecture Under DM Act 2005
├── National Level Response: National Disaster Response Fund (NDRF Fund) — Section 46
├── National Level Mitigation: National Disaster Mitigation Fund (NDMF) — Section 47
├── State Level Response: State Disaster Response Fund (SDRF) — Section 48(1)(a)
└── State Level Mitigation: State Disaster Mitigation Fund (SDMF) — Section 48(1)(b)

Chapter 17

# SDRF Funding Pattern (Central:State Share):

Chapter 18

# NDRF Fund Source:

Financed through the National Calamity Contingency Duty (NCCD) — a cess levied on tobacco, mobile phones, motor vehicles, and coal.

Chapter 19

# Subhash Chandra Bose Aapda Prabandhan Puraskar:

Annual national disaster management award announced on 23rd January (Netaji's birth anniversary):

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Chapter 20

MAJOR NATURAL HAZARD PROFILES: CAUSES, PATTERNS & MANAGEMENT

Chapter 21

# 1. EARTHQUAKES — BIS SEISMIC ZONING MAP

The Bureau of Indian Standards (BIS) classifies India into 4 Seismic Zones based on Modified Mercalli Scale (MSK) intensity:

ZoneRisk LevelMSK IntensityStates/RegionsExam-Critical Feature
Zone VVery HighIX and aboveEntire North-East, J&K, Ladakh, Himachal Pradesh, Uttarakhand, Rann of Kutch (Gujarat), North Bihar, Andaman & NicobarHighest risk — Entire NE India
Zone IVHighVIIIDelhi-NCR, Jammu, Sikkim, North UP, North Bihar, Koyna (Maharashtra), West Bengal hillsDelhi is Zone IV — not Zone V
Zone IIIModerateVIIKerala, Goa, Lakshadweep, Chennai, Mumbai, Kolkata, Central India plateauMajor metros in Zone III
Zone IILowVI and belowStable Deccan Plateau (Remaining South India)Most stable zone

Mnemonic for Zone V: NE-JLH-KB-AN = North-East + J&K + Ladakh + Himachal + Uttarakhand + Kutch + Bihar (North) + Andaman & Nicobar

Why Koyna (Maharashtra) is in Zone IV: The 1967 Koyna Earthquake (M 6.3) — one of India's worst reservoir-induced seismicity events — killed 177 people. The region remains seismically sensitive.

Chapter 22

# National Building Code (NBC 2016) & Earthquake Resistance:

Under BIS IS 1893 specifications, buildings in Zones IV and V must incorporate:

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Chapter 23

# 2. TROPICAL CYCLONES — IMD & INCOIS EARLY WARNING NETWORK

Bay of Bengal vs Arabian Sea Cyclone Statistics:

Chapter 24

1. Bay of Bengal maintains higher sustained Sea Surface Temperatures (SST >27°C) over a longer period.

Chapter 25

2. Shallow, enclosed geometry of Bay amplifies storm surge height.

Chapter 26

3. Greater frequency of low-pressure depressions moving from the Pacific.

India Meteorological Department (IMD) 7-Stage Cyclone Warning System:

StageBulletin NameTime Before LandfallFlag Color
1Pre-Cyclone Watch72 hoursYellow
2Cyclone Alert48 hoursOrange
3Cyclone Warning24 hoursRed
4Post-Landfall OutlookAfter landfall-

INCOIS (Indian National Centre for Ocean Information Services), Hyderabad:

National Cyclone Risk Mitigation Project (NCRMP):

World Bank-assisted project constructing multipurpose cyclone shelters, coastal embankments, and early warning towers along East and West coasts. Odisha's model of Zero Casualty Mission during Cyclone Fani (2019) — evacuating 1.2 million people in 48 hours — was internationally recognized.

Doppler Weather Radars (DWR):

IMD operates 35+ Doppler Weather Radars along India's coastline providing 400 km radius real-time precipitation and wind speed monitoring.

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Chapter 27

# 3. FLOODS — CENTRAL WATER COMMISSION & URBAN FLOODING

Flood-Prone River Basins:

Central Water Commission (CWC):

Urban Flooding Causes:

Urban flooding (Mumbai 2005, Chennai 2015, Bengaluru 2022) results from:

Chapter 28

1. Encroachment and concretization of natural drainage channels and lakes.

Chapter 29

2. Insufficient storm-water drain capacity for extreme rainfall events.

Chapter 30

3. Unsustainable solid waste disposal blocking drains.

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Chapter 31

# 4. LANDSLIDES & GLACIAL LAKE OUTBURST FLOODS (GLOF)

Geological Survey of India (GSI) — Nodal Agency:

GLOF (Glacial Lake Outburst Flood):

Rapid global warming is accelerating Himalayan glacier retreat, forming unstable moraine-dammed glacial lakes. When the moraine dam fails suddenly (triggered by ice-fall, earthquake, or heavy rain), catastrophic volumes of water are released causing downstream flash floods.

DRDO DGRE (Defence Geoinformatics Research Establishment):

Issues daily avalanche warnings and conducts artificial avalanche triggering (using explosives or artillery shells) for strategic high-altitude passes in J&K, Ladakh, and Himachal Pradesh.

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Chapter 32

# 5. DROUGHTS & HEATWAVES

Drought Classification:

The India Meteorological Department (IMD) classifies droughts based on rainfall deficiency:

National Heat Wave Action Plan (NDMA Guidelines):

Damini Lightning App (IITM Pune):

Developed by Indian Institute of Tropical Meteorology, Pune — provides 15-minute advance lightning strike location alerts within 20 km radius, protecting farmers in lightning-prone districts.

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Chapter 33

THE SENDAI FRAMEWORK FOR DISASTER RISK REDUCTION (2015–2030)

Adopted at the 3rd UN World Conference on DRR in Sendai, Japan (18–22 March 2015), replacing the Hyogo Framework for Action (HFA 2005–2015):

Chapter 34

# 4 Priorities for Action:

1. Understanding Disaster Risk — investing in data, research, and early warning.

2. Strengthening Disaster Risk Governance — integrating DRR into all sectors (health, education, finance, urban planning).

3. Investing in DRR for Resilience — financing structural mitigation projects.

4. Enhancing Disaster Preparedness — applying "Build Back Better" (BBB) in post-disaster recovery.

Chapter 35

# 7 Global Targets (by 2030 vs 2005–2015 baseline):

Chapter 36

1. Substantially reduce global disaster mortality.

Chapter 37

2. Reduce affected population numbers.

Chapter 38

3. Reduce direct economic losses relative to GDP.

Chapter 39

4. Reduce damage to critical infrastructure (health, education).

Chapter 40

5. Increase number of countries with national/local DRR strategies.

Chapter 41

6. Substantially enhance international cooperation.

Chapter 42

7. Increase availability of early warning systems to people.

Chapter 43

# Key Paradigm Shift:

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Chapter 44

INDIA'S GLOBAL LEADERSHIP IN DISASTER RISK REDUCTION

Chapter 45

# Coalition for Disaster Resilient Infrastructure (CDRI):

Chapter 46

# PM Narendra Modi's 10-Point Agenda on DRR (2016):

Announced at the Asian Ministerial Conference on DRR (AMCDRR, New Delhi, 2016), emphasizing:

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Chapter 47

IMPORTANT INSTITUTIONAL TECH TOOLS & SYSTEMS

Tool / SystemImplementing AgencyPurpose
India Disaster Resource Network (IDRN)NDMAWeb portal for real-time inventory of emergency equipment, machinery, and trained personnel across all districts
Dam Safety Act 2021Central Water CommissionStatutory framework for surveillance of 5,300+ large dams to prevent dam break floods
MODIS/VIIRS Forest Fire AlertsForest Survey of India (FSI)Real-time satellite fire detection SMS alerts to forest range officers
FloodWatch AppCentral Water Commission (CWC)7-day advance flood forecast from 300+ monitoring stations
Damini AppIITM Pune15-minute advance lightning strike location alerts
Common Alerting Protocol (CAP) Cell BroadcastDoT & NDMAGeo-targeted emergency audio-visual alert directly to citizens' mobile phones

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Chapter 48

ADDITIONAL DISASTER RISK REDUCTION INSIGHTS & CASE STUDIES

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Chapter 49

# 1. RECENT MAJOR DISASTER CASE STUDIES & LESSONS LEARNED

Exam questions frequently ask for specific Indian disaster case studies and operational responses:

EventYearRegionCause & ImpactGovernance & Response Mechanism
Cyclone Fani2019Odisha CoastCategory 4 Extremely Severe Cyclonic Storm; 180 km/h windsZero Casualty Mission: Evacuated 1.2 million people in 48 hours into 800+ multipurpose cyclone shelters. Internationally praised by UN-ISDR as a benchmark in early warning and evacuation.
Chamoli Disaster2021UttarakhandRock and ice avalanche triggering Glacial Lake Outburst Flood (GLOF) in Rishiganga valleyDestroyed Rishiganga and Tapovan-Vishnugad hydro projects. NDRF deployed USAR and thermal camera locators. Highlighted need for real-time monitoring of high-altitude Himalayan glacial lakes.
Sikkim Teesta GLOF2023SikkimSouth Lhonak Lake burst releasing 70 million cubic meters of waterBreached Teesta III Dam at Chungthang, destroying downstream bridges and NH-10. Prompted CWC and ISRO to expand satellite lake level telemetry.
Kerala Floods2018Western Ghats (Kerala)Extremely heavy monsoon rainfall (30% above normal) causing 35 major dams to open simultaneouslyCommunity Fishermen Response ("Army of Kerala"): Local fishermen deployed 600+ motor boats, saving 65,000+ marooned citizens alongside NDRF and Armed Forces.
Wayanad Landslides2024Kerala (Wayanad)Triggered by 572 mm rainfall in 48 hours on steep degraded slopesDebris flows destroyed Meppadi region villages. Army's Madras Sappers constructed a 190-ft Bailey Bridge at Chooralmala within 31 hours to enable heavy rescue machinery movement.

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Chapter 50

# 2. DISASTER MITIGATION SCHEMES & NATIONAL POLICY INITIATIVES

Policy / SchemeNodal Ministry / AgencyKey Provisions & Targets
National Disaster Mitigation Fund (NDMF)Ministry of Home AffairsCreated under Section 47 of DM Act 2005. Provides dedicated funding for non-structural and structural mitigation projects (e.g., river embankment stabilization, seismic retrofitting of public hospitals).
National Cyclone Risk Mitigation Project (NCRMP)NDMA & World BankPhase I & II project covering 13 coastal States/UTs. Constructed 1,200+ Multipurpose Cyclone Shelters (MPCS), 2,000 km of underground cabling, and early warning towers.
National Building Code (NBC 2016)Bureau of Indian Standards (BIS)Mandates structural safety guidelines for wind loads (IS 875) and earthquake loads (IS 1893). Enforces compulsory structural safety certification for high-rise buildings before occupancy permit issuance.
School Disaster Management Plan (SDMP)Ministry of Education & NDMAMandates biannual evacuation mock drills, structural fire audits, and student safety committees across all government and private schools in India.

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Chapter 51

# 3. INDUSTRIAL & TECHNOLOGICAL DISASTER RISKS IN INDIA

Apart from natural hazards, India faces significant chemical, biological, radiological, and nuclear (CBRN) hazards:

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Chapter 52

# 4. SUMMARY MATRIX OF TECHNICAL RESPONSIBILITIES FOR EXAMS

HazardPrimary Nodal Monitoring AgencyEarly Warning / Tech Platform
EarthquakesNational Centre for Seismology (NCS), Ministry of Earth SciencesSeismograph network & BIS IS 1893 zonation
Cyclones & Storm SurgesIndia Meteorological Department (IMD)Doppler Weather Radars (35+) & Ocean State Forecasts
TsunamisIndian National Centre for Ocean Information Services (INCOIS)Indian Tsunami Early Warning Centre (ITEWC), Hyderabad
River FloodsCentral Water Commission (CWC)CWC FloodWatch Mobile App (300+ stations)
Urban FloodsMinistry of Housing and Urban Affairs & IMDIFLOWS-Mumbai & IFLOWS-Chennai systems
LandslidesGeological Survey of India (GSI)National Landslide Susceptibility Mapping (NLSM)
Avalanches & GLOFsDefence Geoinformatics Research Establishment (DGRE/DRDO)Avalanche Warning Bulletins & ISRO Bhuvan satellite monitoring
Forest FiresForest Survey of India (FSI)MODIS / VIIRS Real-time Fire Alert System

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Chapter 53

# 5. DISASTER RISK REDUCTION IN HIMALAYAN ECOSYSTEM: SPECIAL CHALLENGES

The Indian Himalayan Region (IHR) spanning 13 States and UTs (J&K, Ladakh, Himachal Pradesh, Uttarakhand, Sikkim, Arunachal Pradesh, etc.) faces unique vulnerability due to active tectonics and climate sensitivity:

Chapter 54

## Key Himalayan Hazard Drivers:

1. Young Fold Mountain Geology: High rates of tectonic uplift and active fault lines (Main Boundary Thrust - MBT, Main Central Thrust - MCT) create persistent slope instability.

2. Unplanned Slope Modification: Road widening projects without slope protection walls, heavy hydro-electric tunneling blasting, and rapid urbanization in fragile river terraces (e.g., Joshimath land subsidence 2023).

3. Extreme Micro-Climate Events: Cloudbursts defined by IMD as >100 mm rainfall per hour over a localized area of ~20–30 sq km, causing catastrophic debris flows in narrow valleys.

Chapter 55

## Strategic Mitigation Steps for Himalayan Region:

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Chapter 56

# 6. COMMUNITY-BASED DISASTER MANAGEMENT (CBDM) & TRADITIONAL KNOWLEDGE

Modern disaster mitigation increasingly integrates centuries-old indigenous wisdom:

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Chapter 57

# 7. DISASTER RISK FINANCING: DETAILED SDRF & NDRF FORMULA

Understanding the statutory financial mechanism created under Chapter IX (Sections 46–48) of DM Act 2005:

Chapter 58

## A. State Disaster Response Fund (SDRF):

Chapter 59

## B. National Disaster Response Fund (NDRF Fund):

ightarrow$ Central Government dispatches an Inter-Ministerial Central Team (IMCT) for field damage assessment $

ightarrow$ Sub-Committee of National Executive Committee (SC-NEC) reviews $

ightarrow$ High-Level Committee (HLC) chaired by Union Home Minister approves final allocation.

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Chapter 60

# 8. INTERNATIONAL HADR OPERATIONS BY INDIA (OPERATION MATRIX)

India has emerged as a major First Responder and provider of Humanitarian Assistance and Disaster Relief (HADR) in the Indo-Pacific and global south:

Operation NameYearDestination / EventKey Operational Relief Deployment
Operation Rainbow2004Sri Lanka (Tsunami)Indian Navy deployed hospital ships, helicopter relief flights, and diving units within hours of the Indian Ocean Tsunami.
Operation Castor2004Maldives (Tsunami)Naval ships delivered emergency water purification plants and medical teams to submerged island atolls.
Operation Maitri2015Nepal (Earthquake)Largest international HADR operation by IAF and NDRF. Deployed 16 NDRF teams, evacuated 5,000+ foreign nationals, delivered 500+ tonnes of relief supplies.
Operation Insaniyat2017BangladeshRelief assistance for displaced Rohingya populations in Cox's Bazar camps.
Operation Samudra Maitri2018Indonesia (Palu Tsunami)Deployed IAF C-130J aircraft and naval hospital ships for earthquake and tsunami relief in Sulawesi.
Operation Dost2023Turkey & Syria (Earthquake)NDRF search & rescue units deployed USAR squads, canine locators, and a 60-bed Indian Army Field Hospital in Nurdagi within 24 hours of magnitude 7.8 earthquake.
Operation Karuna2023Myanmar (Cyclone Mocha)Indian Navy ships delivered medical supplies, emergency generators, and food rations to storm-hit Sittwe port.

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Chapter 61

FREQUENTLY ASKED QUESTIONS (FAQS)

Chapter 62

# Q1: When was the Disaster Management Act, 2005 enacted?

Answer: 23rd December 2005, following the 2004 Indian Ocean Tsunami.

Chapter 63

# Q2: Who chairs the NDMA, SDMA, and DDMA?

Answer: NDMA → Prime Minister, SDMA → Chief Minister, DDMA → District Magistrate/Collector (Co-chaired by Zila Parishad President).

Chapter 64

# Q3: Under which section of DM Act 2005 was NDRF created?

Answer: Section 44.

Chapter 65

# Q4: What is the SDRF funding ratio?

Answer: General States: 75:25 (Centre:State). Himalayan/NE States: 90:10 (Centre:State).

Chapter 66

# Q5: Which BIS seismic zone has the highest earthquake risk in India?

Answer: Zone V (MSK Intensity IX+) — covers NE India, J&K, Ladakh, Himachal, Uttarakhand, Rann of Kutch, North Bihar, and Andaman & Nicobar Islands.

Chapter 67

# Q6: Why does the Bay of Bengal generate 4 times more cyclones than the Arabian Sea?

Answer: Higher sustained sea surface temperatures (SST >27°C), shallower depth amplifying storm surges, and greater frequency of low-pressure systems moving from the Pacific.

Chapter 68

# Q7: What is the Sendai Framework's core paradigm shift?

Answer: Shift from reactive disaster response (Hyogo Framework) to proactive disaster risk reduction and Build Back Better (BBB) resilience.

Chapter 69

# Q8: Who issues Tsunami Early Warnings in India, and from where?

Answer: INCOIS (Indian National Centre for Ocean Information Services) — located in Hyderabad — operates the Indian Tsunami Early Warning Centre (ITEWC) issuing warnings within 10 minutes.

Chapter 70

# Q9: What is a Glacial Lake Outburst Flood (GLOF)?

Answer: Sudden catastrophic release of large water volumes from a glacier-fed lake when a moraine dam fails — triggering downstream flash floods (e.g. Chamoli 2021, Sikkim 2023).

Chapter 71

# Q10: What is the Subhash Chandra Bose Aapda Prabandhan Puraskar?

Answer: Annual DM award announced on 23rd January. Institution: ₹51 Lakhs. Individual: ₹5 Lakhs.

Chapter 72

# Q11: What is CDRI, and when was it launched?

Answer: Coalition for Disaster Resilient Infrastructure, launched by PM Modi in September 2019, headquartered in New Delhi, promoting infrastructure resilience globally.

Chapter 73

# Q12: What is the Dam Safety Act 2021?

Answer: Statutory framework mandating regular inspection, surveillance, and emergency action plans for India's 5,300+ large dams to prevent catastrophic dam-break floods.

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Chapter 74

QUICK REVISION — NDRF KEY FACTS TABLE

FeatureData
Legal BasisSection 44, DM Act 2005
Number of Battalions16 battalions (drawn from BSF, CRPF, CISF, ITBP, SSB)
HeadDirector General (DG)
Training AcademyNDRF Academy, Nagpur
Key SpecializationsUSAR, Flood Rescue, CBRN, Medical First Response
Notable International OpsOp Maitri (Nepal 2015), Op Dost (Turkey 2023)
Community ProgramAapda Mitra — 1 Lakh+ trained volunteers

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Chapter 75

CONCLUSION

Disaster management in India has undergone a historic evolution — from colonial-era reactive relief operations to a modern, multi-tier statutory governance architecture enshrined in the DM Act 2005. By deploying 16 specialized NDRF battalions, empowering 1 Lakh+ Aapda Mitra community volunteers, operating 35+ Doppler weather radars, issuing 10-minute tsunami warnings via INCOIS/ITEWC, and aligning national policy with the Sendai Framework's "Build Back Better" mandate, India now protects millions of vulnerable lives with scientific precision.

CDRI positions India as a global thought-leader in disaster-resilient infrastructure — a role built on the hard lessons of Bhuj (2001), the 2004 Tsunami, Kedarnath (2013), Chamoli (2021), and the ongoing battle against cyclones, floods, and heatwaves.

For competitive exam aspirants — master DM Act 2005 sections, NDMA/SDMA/DDMA chairpersons, BIS Seismic Zones II–V table, SDRF funding ratios, Sendai Framework 4 priorities and 7 targets, and NDRF structure for guaranteed high scores.

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